Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Bob Welch
Affiliation:

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We citizens need to have trust in our institutions, especially when our
money is at stake.

Special interests in financisl institutions brought us tto fhe brink of
a depression because of changes in the financial institutions
regulations on banks,  enabeling them to do invest and speculate in
securities.

This can NOT happen again!

Sincerely,

Mr. Bob Welch